{"id":30,"date":"2021-04-26T17:37:24","date_gmt":"2021-04-26T17:37:24","guid":{"rendered":"https:\/\/www.robertawhitmoredds.com\/blog\/?p=30"},"modified":"2021-07-06T20:10:49","modified_gmt":"2021-07-06T20:10:49","slug":"difference-between-medical-and-dental-insurance","status":"publish","type":"post","link":"https:\/\/www.robertawhitmoredds.com\/blog\/2021\/04\/26\/difference-between-medical-and-dental-insurance\/","title":{"rendered":"What\u2019s the Difference Between Medical &amp; Dental Insurance?"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignright size-medium\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.robertawhitmoredds.com\/blog\/wp-content\/uploads\/2021\/04\/AdobeStock_416445687__1619458000_93560-300x200.jpg\" alt=\"a stethoscope sitting on an insurance claim form\" class=\"wp-image-31\" srcset=\"https:\/\/www.robertawhitmoredds.com\/blog\/wp-content\/uploads\/2021\/04\/AdobeStock_416445687__1619458000_93560-300x200.jpg 300w, https:\/\/www.robertawhitmoredds.com\/blog\/wp-content\/uploads\/2021\/04\/AdobeStock_416445687__1619458000_93560-768x513.jpg 768w, https:\/\/www.robertawhitmoredds.com\/blog\/wp-content\/uploads\/2021\/04\/AdobeStock_416445687__1619458000_93560.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure><\/div>\n\n\n\n<p>Insurance is a complicated subject to understand, whether you just signed up on your own plan for the first time in your life or you\u2019ve been individually insured for years. It\u2019s because every plan is different, and you don\u2019t really know whether or not something\u2019s covered until you need the treatment. In addition, just because you may understand medical insurance coverage, doesn\u2019t necessarily mean that your <a href=\"https:\/\/www.robertawhitmoredds.com\/dental-insurance.html\">dental insurance benefits<\/a> work the same way. Read on to learn how to understand the difference between these two types of insurance.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Medical vs. Dental Insurance<\/h2>\n\n\n\n<p>Medical and dental insurance plans don\u2019t operate the same way when it comes to coverage. By being mindful of how your dental insurance benefits work, you\u2019ll be able to better utilize your coverage and save your wallet from steep out-of-pocket costs, all while keeping your smile healthy and happy.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The Focus of Medical Insurance is Unexpected Treatment<\/h3>\n\n\n\n<p>Medical insurance is more geared towards covering the cost of care when the unexpected happens, like a trip to the emergency room. These visits can be incredibly costly, and insurance helps make them more affordable. &nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The Focus of Dental Insurance is Preventive Care<\/h3>\n\n\n\n<p>Unlike medical insurance, dental insurance coverage aims to protect patients from ever developing painful, serious oral health problems by covering 100 percent of the cost of preventive care, like checkups and cleanings. While every dental insurance plan varies, most of them focus on making good, lifelong oral health easy and affordable .<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Understanding Dental Insurance Coverage<\/h2>\n\n\n\n<p>It\u2019s important to understand that every dental insurance plan differs, and to find out if your specific plan covers a treatment, you\u2019ll need to contact them directly on the number listed on the back of your insurance card. In many cases, companies determine benefits using a 100-80-50 structure, which just means that they cover 100 percent of preventive care, 80 percent of basic treatments, and 50 percent of more serious procedures. By choosing a dentist who is in-network with your insurance plan, you\u2019ll be able to save even more, because they\u2019ve negotiated discounted rates and fees with your provider.<\/p>\n\n\n\n<p>Insurance can be complicated, and it\u2019s ultimately a huge reason why so many people feel stressed about getting dental treatments or medical care. When you\u2019re aware of how your benefits work, you can save yourself from spending more than necessary by maximizing your coverage.<\/p>\n\n\n\n<p><strong>About the Author<\/strong><\/p>\n\n\n\n<p>Dr. Robert Whitmore has been providing excellent dental care for over 35 years. He\u2019s dedicated to providing high-quality dentistry that is affordable and accessible, which is why he\u2019s proud to be in-network with several major insurance companies, like Cigna, Aetna, and Delta Dental. For questions or to find out whether Dr. Whitmore is in-network with your insurance company, visit his <a href=\"https:\/\/www.robertawhitmoredds.com\/contact.html\">website<\/a> or call 817-468-1212.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Insurance is a complicated subject to understand, whether you just signed up on your own plan for the first time in your life or you\u2019ve been individually insured for years. It\u2019s because every plan is different, and you don\u2019t really know whether or not something\u2019s covered until you need the treatment. In addition, just because [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-30","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Medical vs. Dental Insurance | How Does Dental Insurance Work?<\/title>\n<meta name=\"description\" content=\"Some people believe all insurances work the same. However, medical and dental insurance are different in many ways. Here\u2019s how to better understand the two.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.robertawhitmoredds.com\/blog\/2021\/04\/26\/difference-between-medical-and-dental-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Medical vs. Dental Insurance | How Does Dental Insurance Work?\" \/>\n<meta property=\"og:description\" content=\"Some people believe all insurances work the same. However, medical and dental insurance are different in many ways. Here\u2019s how to better understand the two.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.robertawhitmoredds.com\/blog\/2021\/04\/26\/difference-between-medical-and-dental-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Robert A. Whitmore, DDS\" \/>\n<meta property=\"article:published_time\" content=\"2021-04-26T17:37:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-07-06T20:10:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.robertawhitmoredds.com\/blog\/wp-content\/uploads\/2021\/04\/AdobeStock_416445687__1619458000_93560-300x200.jpg\" \/>\n<meta name=\"author\" content=\"whitmoredds\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"whitmoredds\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.robertawhitmoredds.com\\\/blog\\\/2021\\\/04\\\/26\\\/difference-between-medical-and-dental-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.robertawhitmoredds.com\\\/blog\\\/2021\\\/04\\\/26\\\/difference-between-medical-and-dental-insurance\\\/\"},\"author\":{\"name\":\"whitmoredds\",\"@id\":\"https:\\\/\\\/www.robertawhitmoredds.com\\\/blog\\\/#\\\/schema\\\/person\\\/abe62e6c0bc49e5a2762c4ecf6147bbb\"},\"headline\":\"What\u2019s the Difference Between Medical &amp; Dental Insurance?\",\"datePublished\":\"2021-04-26T17:37:24+00:00\",\"dateModified\":\"2021-07-06T20:10:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.robertawhitmoredds.com\\\/blog\\\/2021\\\/04\\\/26\\\/difference-between-medical-and-dental-insurance\\\/\"},\"wordCount\":479,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.robertawhitmoredds.com\\\/blog\\\/2021\\\/04\\\/26\\\/difference-between-medical-and-dental-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.robertawhitmoredds.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/AdobeStock_416445687__1619458000_93560-300x200.jpg\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.robertawhitmoredds.com\\\/blog\\\/2021\\\/04\\\/26\\\/difference-between-medical-and-dental-insurance\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.robertawhitmoredds.com\\\/blog\\\/2021\\\/04\\\/26\\\/difference-between-medical-and-dental-insurance\\\/\",\"url\":\"https:\\\/\\\/www.robertawhitmoredds.com\\\/blog\\\/2021\\\/04\\\/26\\\/difference-between-medical-and-dental-insurance\\\/\",\"name\":\"Medical vs. Dental Insurance | How Does Dental Insurance Work?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.robertawhitmoredds.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.robertawhitmoredds.com\\\/blog\\\/2021\\\/04\\\/26\\\/difference-between-medical-and-dental-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.robertawhitmoredds.com\\\/blog\\\/2021\\\/04\\\/26\\\/difference-between-medical-and-dental-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.robertawhitmoredds.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/AdobeStock_416445687__1619458000_93560-300x200.jpg\",\"datePublished\":\"2021-04-26T17:37:24+00:00\",\"dateModified\":\"2021-07-06T20:10:49+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.robertawhitmoredds.com\\\/blog\\\/#\\\/schema\\\/person\\\/abe62e6c0bc49e5a2762c4ecf6147bbb\"},\"description\":\"Some people believe all insurances work the same. 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